Complaint management approach

We take every feedback and complaint from our customers seriously and we are committed to doing what is right in line with our principles and the UAE regulations and best practices.

We are highly responsive. We listen carefully to understand our customers’ grievances and concerns, we act with empathy and integrity to deliver solutions-driven resolutions that address their complaints fairly, reasonably, and fast.

We take every complaint as an opportunity to learn and improve our products, services, staff, and processes.

Our aim is to exceed expectations. Therefore, we adapted global best practices in the way we handle complaints and process our customers feedback in line with ISO 9001:2015 and ISO 10004:2018 standards.

How to make a complaint

Make a complaint online

Call or WhatsApp us at 800-WATANIA (800 928 2642) every day from 8am to 7pm
Visit our offices in Jebel Ali, Deira Al Gurg, Deira Business Point, Abu Dhabi or Sharjah

Please share with us

  1. Your name and contact details
  2. What your complaint is about including the product or service of concern, what went wrong and what you would like us to do to address it
  3. All supporting documents

How we handle your complaint

  • Acknowledge and register your complaint
  • Initiate internal investigations to resolve the complaint
  • Update you on resolution within three working days

How you can escalate your complaint

Our team will spare no effort to address your concerns but if you are still unhappy with the resolution provided, please contact us as outlined below to escalate your complaint.  

LEVEL 1

Additional assistance and complaints management

Quality Assistant Manager
Hana Abdullah
Hana.mohsen@watania.ae
+971 50 900 4496
AVP Operations and Customer Experience
Rawan Goussous
Rawan.goussous@watania.ae
+971 54 996 6819
LEVEL 2

Senior management support

General Manager, Watania Takaful Family
Suliman Manla Osman
Suliman.osman@watania.ae
+971 56 733 3405
LEVEL 3

Escalate your complaint with the regulators

If you consider the resolution provided by our teams insufficient, you have the right to escalate the complaint to the following regulatory authorities:  

Dubai Health Authority
(For Medical Complaints in Dubai)
Logo of Dubai Health Authority
Icon - Email
ipromes@dha.gov.ae
Icon Website
services.dha.gov.ae
Icon - Call/Support
800 342 (800 DHA)
Department of Health – Abu Dhabi
(For Medical Complaints in Abu Dhabi)
Logo of Department of Health, Abu Dhabhi
Icon - Email
contact@tamm.abudhabi
Icon Website
tamm.abudhabi
Icon - Call/Support
800 555

Frequently asked questions

1. How do I make a complaint?
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  1. Make a complaint online  www.watania.ae/complaints
  2. Call or WhatsApp us at 800-WATANIA (800 928 2642) every day from 8am to 7pm
  3. Email: Feedback@watania.ae
  4. Visit our offices in Jebel Ali, Deira Al Gurg, Deira Business Point, Abu Dhabi or Sharjah
  5. Contact us via our website www.watania.ae
2. What details are required to raise a successful complaint?
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  1. Your name and contact details.
  2. What your complaint is about including the product or service of concern, what went wrong and what you would like us to do to address it.
  3. All supporting policy documents - Policy, Card, Receipts, Acknowledgements etc.
3. How will you handle my complaint? 
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  1. We will acknowledge receiving your complaint, register it and inform you of our complaint policy and details of the complaint handler.
  2. We will initiate an internal investigation to resolve the complaint as fast as possible.
  3. We will update you on the resolution status within three working days and should we need more time to complete our investigation, we will keep you updated in a timely manner.
4. How can I escalate my complaint with you?
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Our team will spare no effort to address your concerns but if you are still unhappy with the resolution provided, you may escalate your complaints to our senior management. For the details please see here https://www.watania.ae/complaints for the relevant contact details.

5. How can I escalate my complaint with regulators?
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If you consider the resolution provided by our teams insufficient, you have the right to escalate the complaint to the relevant regulatory authorities including Sanadak for all types of complaints. For medical complaints, you can contact Dubai Health Authority DHA in Dubai and the Department of Health in Abu Dhabi. For their contact details, please click here.

6. How can I lodge a dispute?
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Following regulatory intervention, if you are convinced that we have not resolved your complaint to your satisfaction, you have the right to lodge a dispute with Sanadak who will send us a notification. After completing our internal investigation, we will respond to Sanadak that will then provide its final decision to both parties. If this decision is not satisfactory for either party, they may file a legal case with the appropriate court of law.

FAQs in Arabic