General Accident Takaful

Complete protection against potential loss

Essential cover for businesses against a multitude of potential damages and financial impact

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
General Accident Takaful

Control and confidence

Cover against risks that are growing in complexity and magnitude in modern times.

Why choose us?

  • Professional team to guide you through the process

  • Quick and efficient service

  • Easy claims processing

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
Questions
General Accident Takaful

What we cover

Business Travel
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Designed for group business travelers providing coverage for travel-related issues like trip cancellation, theft, and loss of baggage and business effects.

Fidelity Guarantee
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Covers loss of money or goods belonging to the policyholder against a direct pecuniary loss sustained by reason of any act of fraud/dishonesty of employees.

Money
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Provides cover for loss of money in transit between the policyholder’s premises and the bank or post office, or other specified places caused by robbery, theft or any other fortuitous cause. The policy also covers loss by burglary or housebreaking whilst money is retained at the Policyholder’s premises in safe(s) or strong room.

Jewelers Block Insurance
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Offers comprehensive cover to a dealer of gold and jewelry. A host of perils are covered under the policy, providing protection to stock which includes gold, jewelry, precious stones, etc. as well as the furniture, fittings, decoration, fidelity, and sleight of hand etc.

Commercial Crime
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Designed to meet the needs of organisations other than financial institutions (such as banks). A commercial crime policy typically provides several different types of crime coverage, such as: employee dishonesty coverage; forgery or alteration coverage; computer fraud coverage; funds transfer fraud coverage; kidnap, ransom, or extortion coverage; money and securities coverage; and money orders and counterfeit money coverage.

Bankers' Blanket Bond (BBB)
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Specifically tailored policy to cater to financial institutions like banks, money exchanges and investment firms. Every financial institution is exposed to the risk of criminal activity, both from within its own organisation and from outside including cybercrime. Such losses can have a serious impact on the institution’s finances. The BBB product consists of a number of sections known as Insuring Clauses. Each clause offers protection to the financial institution against a clearly defined risk of financial loss. The financial institution may have a Bond in which all Insuring Clauses are included or may select only those that are relevant to its business.

Computer & Electronic Crime
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Provides protection against loss incurred by the bank due to the theft of electronic data and fraudulent funds transfers resulting from hacking or other fraudulent, illegal, or unauthorised entry into the bank’s computer systems.

Plate Glass
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Covers accidental breakage of glass while situated at the insured’s premises from any cause other than those specifically excluded in the policy. Policy covers loss of or damage to fixed plate glass by accidental means.

Services

The right financial help, at the right time.

Office Takaful

Medical Takaful

Fleet Takaful

Family Takaful

Property Takaful

General Accident Takaful

Casualty & Liability Takaful

Marine Takaful

Engineering Takaful

as
as

Marine Takaful

as
as

Motor Takaful

No collaterals. No security. Quick, supportive loans.
100% Digital Documentation

Medical Takaful

100% financing on select vehicles
Affordable EMIs with negligible paperwork

Family Takaful

Buy a new home or refurbish your current one easily
Low interest rates and comfortable repayment options

Personal Accident Takaful

Share your money and double it with an accessible joint account
Separate cards and easy expenditure tracking

Home Takaful

Protect your money with the Financial Services Compensation Scheme
Get amazing returns on your savings every month

Travel Takaful

Enjoy a zero balance savings account
Get full financial visibility and keep your savings and spending money separate.
MEDICAL insurance

Simple pricing, no surprises

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started

COVER

Dependants Basic
Domestic Staff Medical
Dependants Enhanced 1*
Dependants Enhanced 2
Dependants Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)
(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 3,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20% (Max AED 25)
20% (Max AED 25)
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Available Networks
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
AAFIYA (APN) / NEXTCARE (PCP AND RN3)

*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.