engineering Takaful

Building resilience for sustained growth

Protection against engineering and construction risks.

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
engineering Takaful

Comprehensive and adequate

A suite of plans to cover machinery and equipment across a variety of industries.

Why choose us?

  • Professional team to guide you through the process

  • Quick and efficient service

  • Easy claims processing

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
An engineer in hardhat and safety clothing overseeing heavy earthmover at the work site.
Questions
engineering Takaful

What we cover

Contractors’ All Risks (CAR)
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Covers damage to any contract works including construction plant and equipment, third party property, surrounding property etc. There are two kinds of Contractors All Risk policies: (1) annual policies for contractors handling many small, medium to large contracts of a similar nature, and (2) a single contract policy for specific contracts.

Contractor’s Plant & Machinery (CPM)
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Covers the risks associated with storage, assembly/erection and testing and commissioning of plant and machinery. The policy can be extended to cover third party liability exposures.

Contractor’s Plant & Machinery (CPM)
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Covers construction plant and machinery against sudden and accidental damages or destruction caused by external influences and occurring within the construction site.

Machinery Breakdown (MB)
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Covers loss or damage to machinery caused by defects in casting and material, faulty design, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, short circuit or storm.

Boiler and Pressure Vessel  (BPV)
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Covers damage (other than by fire) to boilers or pressure vessels caused by explosion or collapse including damage to surrounding property and third-party risks.

Deterioration of Stock  (DOS)
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Covers loss or damage to stock caused by deterioration due to sudden and unforeseen physical loss or damage to refrigeration plant or machinery.

Machinery Breakdown – Loss of Profits Takaful (MBLOP)
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Covers loss of gross profits following interruption of a business consequent to damage or an accident to machinery.

Services

The right financial help, at the right time.

Office Takaful

Medical Takaful

Fleet Takaful

Family Takaful

Property Takaful

General Accident Takaful

Casualty & Liability Takaful

Marine Takaful

Engineering Takaful

as
as

Marine Takaful

as
as

Motor Takaful

No collaterals. No security. Quick, supportive loans.
100% Digital Documentation

Medical Takaful

100% financing on select vehicles
Affordable EMIs with negligible paperwork

Family Takaful

Buy a new home or refurbish your current one easily
Low interest rates and comfortable repayment options

Personal Accident Takaful

Share your money and double it with an accessible joint account
Separate cards and easy expenditure tracking

Home Takaful

Protect your money with the Financial Services Compensation Scheme
Get amazing returns on your savings every month

Travel Takaful

Enjoy a zero balance savings account
Get full financial visibility and keep your savings and spending money separate.
MEDICAL insurance

Simple pricing, no surprises

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started

COVER

Dependants Basic
Domestic Staff Medical
Dependants Enhanced 1*
Dependants Enhanced 2
Dependants Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)
(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 3,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20% (Max AED 25)
20% (Max AED 25)
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Available Networks
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
AAFIYA (APN) / NEXTCARE (PCP AND RN3)

*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.