Covers illnesses and injuries incurred by employees either work-related or non-work-related 24 hours a day. The scope of coverage includes in-patient hospitalisation, out-patient treatment, diagnostic tests, day care surgery and prescription drugs.

Facilities for direct billing settlement to providers where employees can access the company’s wide network of health care providers or reimbursement of medical expenses incurred by the employees in cases of hospitalisation or visits to the general practitioner where required.

Full coverage within the network provided with a minimum deductible applies to all outpatient treatment. The plan may be extended to cover dependents i.e. spouses and children of the employees.

The scope of coverage can be tailored to the need and budget of the employer. Our solution is a unique, creative, and cost-efficient way for companies to enhance the quality of life for their workforce.

A special takaful program dedicated to  all sectors of the labour workforce with a primary objective of addressing the need of the UAE labour sector from a social and humanitarian aspect; as well as improving the social welfare of labour workforce.

The product is designed with the purpose of providing the best cover at the most affordable costs to all labour workers in the construction sector. The plan covers primarily the UAE region with an option for extension to remote areas beyond the UAE with a wide selection of networks.

Covers illnesses and injuries incurred by labour workers either due to work-related or otherwise. The scope of coverage includes in-patient hospitalisation, out-patient treatment, diagnostic tests, daycare surgery, and prescription drugs. Facility for direct settlement incurred by the workers in cases of hospitalisation or visits to the general practitioner within the network providers.

The plan also offers full coverage within the network with a minimum deductible applied to all outpatient treatment. The plan is designed to offer peace of mind to the employer and ensure that the workers know that their health is in good hands.