Watania Takaful’s Marine Personal Takaful (Islamic Insurance) provides Shari’ah-compliant Takaful (Islamic Insurance) solutions for private boats, yachts, and associated equipment. This plan helps protect against accidents, theft, damage, and liabilities while enjoying leisure or personal marine activities.
With clear terms, flexible coverage options, and accessible claims support, Watania Takaful ensures personal marine owners can navigate the water with confidence and peace of mind.
Need help choosing the best option? Contact our team today for expert guidance.
Anyone who is a UAE national or has a UAE residence visa is eligible to apply for cover.
designed to ensure that you remember your trips at sea for all the right reasons.
Yachts aged up to 5 years are accepted at standard rates. Any yacht aged between 5 years and 10 years can be covered at a loading.
The sum covered can be up to a maximum limit of AED 2,000,000.
Read moreWatania Takaful is one of the UAE’s leading companies and is regulated by the Central Bank. It is one of the largest Takaful (Islamic insurance) company in the country and one of the top 10 largest among all insurers.
Watania Takaful comprises Watania Takaful General PJSC and Watania Takaful Family PJSC, which are wholly owned subsidiaries of Watania International Holding PJSC (WIH). WIH is listed on Dubai Financial Market.
We offer a wide range of cover for individual and business clients including SMEs.
Individual cover:
Business cover:
We are dedicated to serving you better and settling claims faster. And we have the resources to achieve this following a company merger that made us one of the country’s leading Takaful companies in 2022.
- Customer service is our number one priority
- Outstanding record in settling claims
- A UAE leader in insurance tech and innovation
- Deep roots in national insurance industry
- Created by 2022 merger of two Takaful powerhouses
- National reach
- Broader product range
As a Takaful company we operate in accordance with the teachings of Islamic Shari’ah. Our business is conducted with oversight by our Internal Shari’ah Supervision Committee comprising leading Islamic scholars.
Our core values include empathy, integrity, responsiveness and simplicity.
We are a long-established UAE Takaful provider (Islamic Insurance provider). Our roots go back to the founding of Dar Al Takaful in Dubai in 2008 and National Takaful Company (Watania) in 2011 in Abu Dhabi.
Dar Al Takaful acquired Noor Takaful in 2020 and then merged with National Takaful Company (Watania) in 2022 to form Watania International Holding (WIH), which owns Watania Takaful.
Our certificates provide comprehensive cover for loss or damage for privately owned vessels used for recreational and other purposes as well as death and personal injury.
Third party liability is also covered for injuries and damage to property.
Anyone who is a UAE national or has a UAE residence visa is eligible to apply.
Yes, personal belongings such as fishing gear, electronics and other equipment are covered.
Yes, coverage protects against legal claims and expenses if your boat causes injury or property damage to others. It covers legal fees, settlements, and medical expenses, up to the certificate limits.
Yes in some circumstances.
Contact local emergency services at once. Then contact us on 800 – WATANIA (9282642)
for advice on obtaining medical care and arranging payment. Keep records of all medical expenses and communications for your claim.
Our claim handlers will review your claim at regular intervals and contact you when necessary.
Your claim will be allocated to one of our claims handling teams.
No, settlement by cash or cheque is not available.
We settle claims as quickly as possible.
Our claims process is streamlined and simple. To submit a claim, you need to provide the required information by:
- Filling in our online Claim Form
- Contacting our Call Centre on 800 – WATANIA(9282642)
- Emailing info@watania.ae
- Or you can submit a claim in person at any of our offices
- Submit your claim online through our Claims Portal